We have recently obtained a new building with various rooms and ample space. The building will be used as a senior center. When it comes to renting or providing space for independent fitness trainers to provide services to their clients, who is responsible/liable if something were to happen? Does the trainer need to provide their own liability insurance? If there are other aspects that we must keep in mind as landlords please let me know, I would like to offer these spaces to people looking to start their fitness services, they might even get some clients from those attending the center.
Hello Gabriel Gabaldon,
You ask a good question. The independent contractor will need to put your facility on their own insurance policy as an “additional insured.” Check with the insurance provider for details and be sure to ask for proof of insurance from the independent contractors.
You show responsibility by taking care of liability issues while helping others; keep up the great work.
Natalie aka NAPS 2 B Fit.
as Natalie said, an independent trainer must have his own professional liability insurance with your location listed.
However, I would suggest that you also check with your insurance about liability from the moment the person sets foot into the building to walk to the space the trainer is renting. This may already be covered since you plan to use it as a senior center. I would also check with the city to check whether you have any obligations to check for compliance with business licenses and things like that.
What a great opportunity for any fitness instructor. In addition to Karin’s advice above:
Yes, absolutely every renter should possess their own liability insurance as stated by Natalie above, naming your facility. Further liability would depend on set-up of the independant business provider and you. Are they accepting clients/members from your facility/senior center? If so, is membership through you or only the lessee? Are their private entrances to these subleased studios?
As far as the leasing aspect: I’d suggest one provider for a modality and that way you’ll be able to protect each lessee and give them a captivated audience. In the long run, this will preserve the integrity of your business AND theirs. It will also prevent further turnover and work for you to find another person for the space.
Another consideration is cleaning services. Who provides this? Will you charge the lessee? A system should be in place to keep the facility germ free and clean with responsible parties determined beforehand. Will you charge the lessee for these services?
Hope that helps and Good Luck!