fbpx Skip to content

Professional Liability Insurance

Liability Insurance and Membership for your Fitness Business for as low as $150.99 a year.

Exclusive Liability Insurance Coverage for Professionals

IDEA Professional Liability Insurance, in partnership with Lockton Affinity, has created a program to provide access to comprehensive liability insurance coverage for fitness professionals at an affordable price. Underwritten by Lloyd's, the premier professional liability insurance market in the industry, combined with IDEA's vast network and resources, our program provides unmatched coverage and security designed specifically for fitness professionals and small business owners.

Our plans cover in-person, virtual and online video instruction for fitness pros.

Compare plans

IDEA now provides multiple membership options included in your insurance coverage. You choose the plan that best fits your liability insurance and fitness membership needs.

Basic Insurance

IDEAfit Professional Membership & Coverage

as low as


IDEAfit Professional membership includes:

  • Access to IDEA’s extensive Article Library
  • Access to IDEA Insurance Services
  • Client Newsletter
  • Newsletters and Digital Publications
  • Member Perks
  • Discounted IDEA Events
  • FitnessConnect Community Access
  • Discounted Courses
  • Discounted 3rd Party Courses
IDEAfit+ Insurance

IDEAfit+ Membership & Coverage

as low as


IDEAfit+ membership includes:

  • Unlimited CEC’s
  • Fitness Journal with Quiz CEC’s
  • Member Perks
  • Client Newsletter
  • Discount on Insurance
  • Fit Tips Newsletter
  • Food & Nutrition Tips
  • Article Library & Digital Publications
  • Event Discounts & Exclusives
  • Share Member Content
  • IDEAfit TV included + Courses with CEC’s
  • Pro Form Bundle
  • FitPost (social media scheduler)
  • Podcasts for Fit Pros
  • IDEA Fit Business Success
  • Workout Builder
  • Fitness Connect Profile & Directory Search
  • Member exclusive Webinars
  • Coaching/Mentorship
  • Contests/Awards
Victor Brick

“IDEA has provided us with excellent insurance coverage for over 12 years.
As we have expanded our operations, they have met all our insurance needs.”

Victor Brick, Co-Founder of Brick Bodies Fitness Services


Liability fitness insurance protects you if a lawsuit is brought against you for negligent practices. The purpose of a waiver is to warn the client of possible harm. By signing the waiver, clients agree that they understand the potential risk and will take part in the activity anyway. However, the waiver does not keep clients from suing you if they believe you were negligent in your practices and caused them harm.


Contact us at 844.257.4079 or [email protected]