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Club & Studio
Liability Insurance

Protect your business


Broadest Coverage

Lowest Cost

Your business is unique, so your fitness club insurance and gym insurance should be, too. We’ve made it easy to tailor coverage to your unique needs—at competitive rates.


Professional Liability Gym Insurance Coverage

Professional liability fitness club insurance protects your business if you are sued for negligence, including claims of:

  • Personal injury (e.g., libel or slander)
  • Property damage to others
  • Bodily injury
  • Loss of earnings for attendance at arbitration, trial or mediation
  • Deposition Fees and Expenses
  • Temporary staff and independent contractors
  • Sexual misconduct
  • Licensing Board Investigation
  • Medical Expense

For a complete list of coverage, contact us at 844.257.4079.

Coverage Limits

Basic General Liability Gym Insurance Coverage
$1,000,000 per incidence $3,000,000 aggregate limit
Sexual Abuse General Liability Gym Insurance
$100,000 per incidence $300,000 aggregate limit
Products Liability Gym Insurance
$1,000,000 aggregate limit and others available

First Timers
About IDEA Insurance


Fitness club insurance or gym insurance will help to protect your business

Get a quote and purchase gym insurance coverage.

Victor Brick

“IDEA has provided us with excellent insurance coverage for over 12 years.
As we have expanded our operations, they have met all our insurance needs.”

Victor Brick, Co-Founder of Brick Bodies Fitness Services


Contact us at 844.257.4079 or [email protected]