Personal Trainer Insurance

You have devoted incredible time and energy to becoming a personal trainer, assembling your clientele and creating a reputation and business you can take pride in. Give yourself peace of mind by making sure your business is covered!

Designed for:

  • Personal Trainers
  • Athletic Trainers
  • Sports Conditioning Professionals

Protect all you have worked for with the industry’s lowest-cost comprehensive insurance programs that fit a variety of needs.

  • Liability insurance for less than 50 cents per day.
  • Insurance options available for non-certified professionals.
  • IDEA and Fitness and Wellness Insurance have been partnering for over 20 years, giving you a strong policy customized for the needs of personal trainers.
  • Fitness and Wellness Insurance is one of the world’s largest insurance underwriters and is a member of A+ rated Philadelphia Insurance Companies.
  • Mark yourself as an ethical, serious and professional personal trainer by being properly insured.

Personal Trainers YOU ARE COVERED!

Personal trainer liability insurance policies cover liability and trip-and-fall claims wherever you are training clients: at clubs, in homes, at the YMCA, anywhere.

General Liability Insurance Coverage

Personal Injury Liability Insurance for Personal Trainers covers you against claims concerning libel, slander, or wrongful invasion of privacy.


Basic Insurance Coverage for Personal Trainers

$1,000,000 per incidence
$3,000,000 aggregate limit

Sexual Abuse Liability Insurance for Personal Trainers

$100,000 per incidence
$300,000 aggregate limit

Products Liability Insurance for Personal Trainers

$1,000,000 aggregate limit and others available.


Miscellaneous Professional Liability Insurance for Personal Trainers covers you against bodily injury claims arising out of delivering or failing to deliver services.


Higher Personal Trainer Liability Insurance Limits Available
You can increase your professional insurance limits of liability at very reasonable rates. Protecting yourself and your business assets has never been more important.




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“The Fitness and Wellness Insurance Program has provided us with excellent insurance coverage for over 12 years. As we have expanded our operations, they have met all our insurance needs.”
—Victor Brick IDEA Member since 1984 and CEO, Brick Bodies