Will liability insurance cover you if you don’t have a business license?

For the most part Jason, most certified personal trainers don’t have businesses and are required to carry liability insurance at their places of employment (that is, of course, if they are working at a fitness center). You just need to be sure that your insurance covers you if you are a mobile trainer or are performing training outdoors.

Too, it is not a bad idea to speak with your insurance carrier directly.