Hi Hanya. If you haven’t already checked with your local zoning board to make sure that you can legally run a Home-Based personal training studio, I would recommend that as your first step. Most insurers will not insure your business unless it’s legal in your jurisdiction. You should also meet with a knowledgeable business attorney to make sure that you’ve covered all of your bases as it relates to protecting your home from any potential liability as the type of insurance that you’re asking about here in your question is more to protect you and your business.
I hope that this helps.