Hi Alphonso. Karin is correct. Your liability insurance as a personal trainer is separate. I understand from your question that you now has an IDEA membership, but one issue/question is whether you also ARE certified as a personal trainer. I did not look at your profile, however being certified is generally a prerequisite to obtaining liability insurance as well. So, make sure that you are fully certified as a personal trainer before checking into the insurance as you will probably be required to provide proof of that as well.
no, being a personal trainer member with IDEA does not include professional liability insurance. And even though you can obtain insurance through this site (click on the ‘insurance’ tab), your insurance company is not IDEA. In fact, you can shop around with other insurance companies and compare rates.
(Mind you, it would be nice.)