When setting up my business, I found a mentor at the small business center of a local community college. Her help was invaluable in determining my business structure, which helped me to decide the best liability insurance for my business purposes. Depending on the laws and policies where you live– state and local laws, town codes and restrictions, etc.–it’s almost an essential to have a mentor to walk through all the aspects of your business formation. I would not have made it this far without a mentor to understand the interrelations of all the decisions I was making, including that about liability insurance. It’s well worth the time and effort.