If you only recall paying $99-$119, most likely this would just be the IDEA membership, which you must have to get access to the insurance. For IDEA members insurance rates start as low as $172/year. However, because there are many different kinds of insurance policies available to our members, the costs for the insurance may vary. Unfortunately, because I am not a certified Fitness and Wellness Insurance agent, I do not know the exact cost of your policy, but I will list their contact information below in case you have questions regarding your policy.
The insurance and IDEA membership membership renewal would be on separate transactions, unless you take care of the renewal online on this page: https://www.phly.com/fw/RenewIndividual.aspx?SourceSite=FW&Association=I…
At the bottom of this form, you will be asked to verify your IDEA membership. If your membership is current, the membership fees will be waived from your insurance renewal. If your membership has expired, or is nearing expiration, the membership fee will be added to your policy.
If you have any questions regarding your insurance, please contact them directly:
Fitness and Wellness Insurance Agency
Hours of Operation: Monday through Friday 7am to 5pm PST
Email: [email protected]
Did you pay that $119 to an insurance company? If so, it is most likely your payment for some span of time that would have specified at the time you made the payment. If you are still uncertain, ask the question again with more information for everyone to go on. The other answer covered the possibility that you have not actually applied for insurance and how to do so.