is it a good idea to carry personal insurance even if the facility you work at covers you?
Hi Bernadette,
I would recommend it. The reason is that somebody may ask you for personal training outside of the facility, and your will have to have your own insurance then.
The rates for the professional liability insurance may vary by insurance company. When I carried my own insurance before I had a studio, the rate was about $200 per year (this is from the year 2001, though.)
Karin Singleton
www.meltnc.com