When car insurance was forced to car owners, the number of car accidents decreased slowly through the years. Many concerned citizens are also asking for imposed insurance for the ownership of arsenals that a bill was passed. Liability insurance seemed fit for the most common use of guns.

If the bill is signed, The Firearms Risk Protection Act would require gun buyers to have liability insurance coverage before being allowed to purchase weapon. The Act would impose a fine of $10,000 if an owner is found not to have it. This bill was introduced by House Democrat Rep. Carolyn Maloney of New Jersey.