I’m an ACE certified personal trainer currently living in Iowa. I’m looking to renew my liability insurance soon but I was wondering if there is a way to be covered in Iowa AND Virginia at the same time under one policy. Philadelphia Insurance Company is one I’m considering but I can’t find info about the coverage area. My girlfriend is from Iowa but almost everyone I know is in Virginia so I would like to keep both options open. I also think it would be fun to do seasonal(part-year) training in Virginia if possible. Does anyone know if there is national coverage available?
Any insurance related questions are generally best handled by an insurance professional. They will be able to tell you what is covered and give you a quote. As others have said, a lot of policies don’t specify a particular location and are valid in all 50 States. So, this isn’t an unusual request you are making.