I own an in-home (my home) personal training studio where I do about half personal/small group training and half circuit training classes. I occasionally employ 1-3 other trainers. I also teach boot camps at park district parks in our area and hire other trainers to teach boot camps through my business as well. Does anyone know what kind of coverage I need? I am worried that I don’t have adequate coverage now!
Contacting the insurance company would be the best way to go about it. If you are thinking Philadelphia Insurance you should be able to cover yourself, business and trainers just by having the personal trainer level and then add your business and trainers as additional insured into your policy. But like I said you should contact the insurance that you are interested at so to be certain. I hope this helps.