Thinking about seeing a few clients in my home gym. I have contacted many insurance companies and they will not allow an in-home fitness business on their homeowners policies. I asked another local trainer I know and she does not have her business on her insurance. This is not a chance I want to take.
Thanks Steve and Karin – I have my liability insurance as a trainer through Fitness and Wellness Insurance, but it is my homeowners insurance that said they will drop us from our policy if we start an in-home fitness business. Upon finding this out, we have contacted at least 8 other insurance companies who have said the same thing – they will not give us a homeowners policy with an in-home fitness business. My business is a licensed LLC.