If someone hires me as a personal trainer on a W-2 basis vs. a 1099 basis, how does the liability insurance work?
Hi Robin,
when you are an employee (W-2), you should be covered under the liability insurance of your employer. As an independent contractor, you should have your own liability insurance.
Just make sure that you read the contract carefully and that you make sure that you and your employer are on the same wave length.
Karin Singleton
www.meltnc.com
