I am looking at staring a website with me teaching on-line fitness videos, do I need insurance to cover myself, for example if someone ended up hurting themselves doing the exercises (hopefully not) or will getting them to sign a terms and conditions agreement before starting the exercises be enough?
I would say get the insurance, I’m not sure that liability insurance covers online fitness, but it’s worth it to have it. What I have dome is added Terms and Conditions to my website that includes a disclaimer. When someone purchases an online program from you, make it clear that by purchasing they agree to your terms and conditions.
Hope this helps!