I am opening a 5,000 sq ft personal fitness training facility that’s non profit

David,

You need to contact them directly:

http://www.ideafit.com/fitness-insurance/health-club-insurance

I don’t think it matters if your club is a non-profit since the liabilities and risks are still the same as for any other business similar to yours. But you can deduct the costs associated with this coverage.

Best,
Harris