How do I add a studio to my insurance?
Hi Stephanie,
If you are insured by the liability insurance IDEA offers, here is a link which may help:
https://www.phly.com/productsfw/FWI_COI_Generation.aspx
You can also call them or send an e-mail to [email protected]
I hope this helps.
Best,
Harris
Hi Stephanie,
you should talk to your insurance company about this. I find this an unusual request because usually it is the studio that has the insurance, and the instructors are covered under their policy. This is even more so as you say that you have been hired by the studio, thus being an employee. I would ask them whether they have insurance.
Karin Singleton
www.meltnc.com
I’m with Karin on this one. Assuming you are an employee, not an independent contractor,then your employer (i.e.the studio owner) should provide insurance. As a safeguard, you probably should have professional liability insurance but that is an issue to discuss with your insurance agent. If you are working as an independent contractor,the studio owner is not your employer, but is contracting your services, therefore the owner may require that the business (i.e.the studio) be listed under your insurance for liability purposes. This is a reasonable and legitimate request to protect the interests of the studio owner.
