Does Liability Insurance cover training via Skype?

Question

474 viewsMay 4, 2016

0

Emily May 4, 2016 0 Comments

I am an ACE certified PT and a Licensed Massage Therapist. I have worked for a company in Maryland for 17 years as a trainer and instructor of several classes. They provided the insurance. I have moved to a very rural part of West Virginia and several of my clients want me to continue with them via Skype. Are there insurance policies that cover this?

4 Answers

score 0 · Answer 1

I think you’d have to check with each individual insurance company that you consider using. I’ve never tried it.

Do you have your existing insurance contract (even though the company provided the insurance)? Start there?

score 0 · Answer 2

I would doubt it. I had checked with mine regarding whether or not mine covered workout DVDs, and it did not. It stands to reason that Skype training would be in the same vein.

score 0 · Answer 3

Hello Emily Kahkonen,
That may be tough to find; check with your insurance companies. Other trainers post a liability clause at the beginning of each video for legal purposes. I suggest a tab for the client to agree or disagree with your online waiver. You could also put this idea in your paper waiver for them to sign.
Take care,
Natalie aka NAPS 2 B Fit.

score 0 · Answer 4

That is very interesting. I would bet no, if you didn’t specifically request the coverage. How are you going to handle emergencies? Just to stimulate your safety mindfulness.

Does Liability Insurance cover training via Skype?

4 Answers

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