Hello Jennifer Knye, and welcome.
Do your best at giving it more than 100%, to each and every client. The word of mouth will do wonders for you. When clients praise you, thank them and ask if they will pass the word.
I saw your question on insurance price: depending on the coverage, yes, that is average. I signed up for two years of insurance, through ACE, for a discount; thankful for that offer.
About getting your name out there and people to trust you: look for the opportunity to speak about health and fitness when you are small talking…everywhere…all the time. Try to join a networking group, get involved in the community and be confident. It takes a while; but, you can do whatever you put your mind to.
Whatever you do, make sure to keep up with your CECs, do not let that lapse. Keep learning on a daily basis, as your clients will want to know the latest and they will look to you as their trusted source. Daily learning the CECs, and more, helps you and the clients in so many ways.
Good luck, enjoy and take care.