I would contact the Small Business Administration in your area. And search things like “California Small Business Assitance”, “Small Business support”, “Small Business Programs”, etc. There are a few gyms here now that got investors to help them start up.
I have start and restarted my business several times. I always got a back up job to help with the costs until things got going, if I hadn’t saved up enough money before the restart (which was usually a relocation and restart) to give it a go without the back up job.
The processes you may want to check out are grants for small business and minorities. There is a web site where you can get more information www.freegovmoney.net/business_grants.html.
I have no idea whether your circumstances will qualify but it is certainly worth checking.