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Ask a health and fitness-related question and receive answers from fitness experts and professionals
Home » IDEA Answers » is the insurance payment a monthly or yearly payment?
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Question asked by Stacey Glenn 1805 days ago

is the insurance payment a monthly or yearly payment?

InsuranceBusiness

I'm looking to get insured and I'm curious if the payment is charged every month or if it's a yearly charge.

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Answers (8)

Answered by Karin Singleton 1805 days ago
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2973 Questions Answered, 13 Questions Asked
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Hi Stacey,

I have my insurance through the Fitness & Wellness Insurance associated with IDEA, and my payment is one yearly charge. I do not believe they offer another option; at least I never saw it on the information I received when I renewed the policy.

Karin Singleton
www.meltnc.com
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Answered by Harris Sophocleous 1805 days ago
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I have the same one as Karin and I pay once a year as well. You can always contact the insurance you are interested at and find out their payment options.
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Answered by Nathan Hidinger 1805 days ago
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Hi Stacey,

Both Karin and Harris are correct. The insurance you have access through IDEA is renewed yearly.

If you would like additional information regarding insurance policies or the application process, feel free to contact me at my extension below.

Have an inspired day!

Nathan Hidinger
Inspired Service Specialist
(800)999-4332x209
FAX:(858)713-1015
nhidinger@ideafit.com
IDEA Health & Fitness Association
10455 Pacific Center Court
San Diego, CA 92121
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Answered by NatalieSmith NAPS 2 B Fit 1805 days ago
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Hello Stacey Glenn,

My insurance is a yearly fee; although, the last time, I took the two year option to save money.
Take care,
Natalie.
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Answered by Michael Saiz 1804 days ago
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Hello Stacey,
It depends on the insurance company you have chosen. The company I use is a yearly payment.

Sincerely,
Michael
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Answered by Steve Teahan III 1804 days ago
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I haven't come across any companies that offer monthly payments. The cost of fitness instructor insurance generally isn't too much, so they probably figure it is easier to collect all at once.
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Answered by LaRue Cook 1803 days ago
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Hi Stacey. As others have commented, generally the liability insurance payment is a once a year premium and payment. The 'basic' liability coverage isn't too costly. However, depending on the type and extent of your coverage, the price can be substantially higher than the basic charge and some insurance companies MAY allow a monthly or other type of payment arrangement. Check with the insurance company for a more specific answer.

I hope that this helps.

LaRue, CSCS
www.lecfitness.com
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Answered by Bryant Seton 1802 days ago
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Usually yearly is the way to go, but you have a whole bunch of professional liability options to choose from. I'd say research a few of them and pick what suits you best.
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