In your experience, does healthcare/medicare/insurance pay for Personal Trainers?
I offer a 1 free session with people to broaden my possible scope of clients. At the end usually the only problem is the price. Do you know if some health insurance companies cover Personal Trainers? I'm fairly certain the demand for PT's would go up as a whole if people had the option to pay with their medical insurance.
Yes! I have had client/s insurance pay for my Personal Training as recent as last year. I submitted my credentials for the physician's approval in writing a "PT" prescription and my client/s submitted that to the insurance company.
In related posts here on IDEA several people answered a question regarding licensing for personal trainers stating that it's a bad idea and should be fought. While that "may" be true (and I'm not saying that I believe that that is true), some of those same folks clamor for health insurance coverage. This is a very sticky and controversial topic and definitely not one that I want to start a lot of back and forth on. But I will say that if we as certified personal trainers and other fitness professionals truly want to see the day that our clients are covered by health insurance to see us, we MAY need to yield a bit on our position that licensing and national standards are all bad.
All other healthcare providers that I know of who are reimbursed through health insurance ARE licensed (meaning regulated by their State of residence). We certified personal trainers need to understand that the chances that we're going to EVER get one (health care reimbursement) without the other (State licensing etc) are probably slim and none. Pike your poison...
I believe that you are correct that the demand for personal training would go up by a lot but I am equally sure that our paperwork would do as well. Physical therapists have to put all kinds of punishment for missed sessions in their contracts because it is a real issue for them.
It's too bad since its such a crucial component of health
Look into American Specialty Health. I believe they pay personal trainers up to $45 hourly.
Hope this helps.
However, if as a trainer you work as part of a company's wellness program, which has been approved and covered by the insurance offered by that company (usually they have a tier system and you can opt in or out of the wellness program - often offering insurance premium deductions if participating in a smoking cessation plan or obesity program, etc), then you may be able to get the sessions partially covered or a premium deduction offered.
Also, as a trainer, if you find out the largest insurers in your area, you can call them and see if, what or how they cover personal training. Some may cover part of training fees through an FSA, or with medical documentation or if you hold additional certification in a special population. If you go this route, you may have to present your case to the insurer to cover you and your practice, document your certification/education and ability, be able to bill the insurance company (an arduous process), agree to their fee/payment structure, etc. Its not always as simple as, covered or not covered.
If you're really interested in pursuing this route, there may be some opportunities for it. Good luck!
I would have to agree that a licensure or certification standard of the Personal Trainer to qualify for payment or reimbursement by the insurance company is a good idea. There would be way too many people portraying themselves as trainers otherwise.
Granted each state is regulated differently but nationally certified personal trainers can accept insurance. To all of those who doubt this...GOOGLE is your friend do some research.
As competition gets more aggressive they are always looking for ways to differentiate themselves from each other and the whole health and wellness concept is very much a key focus for them as they want to be seen to look after your health.
A lot of them such as Vitality Health and Life in the UK offer this backed up by incentives for staying healthy and being able to prove it for example filling out questionnaires, etc. I think I read somewhere this really worked for them as it meant it attracted many of the fitter and healthier people to their company which obviously made a big difference to claims.
Some of the big International Health and Life Insurers are good for this as well as they are less limited in some cases in which ones you can use for example www.intl-medical-insurance.com
I would really suggest just shop around until you find one which works for you with the right network of personal trainers you want to deal with.
I suspect you may pay a premium for some of these however this will be up to you whether you are ok with this or not.
Good luck anyway